What it is
Asset Protection is the lawful, substance-first design of how wealth is held and operated so that business or personal claims in one area don’t jeopardize everything else. At Melleh Law, we help clients separate risk, preserve assets, and document real-world governance—without shortcuts or schemes—so structures hold up under scrutiny.

A lawful, substance-first approach
Effective protection is not about hiding assets or last-minute transfers. It’s about clear ownership, clean records, and day-to-day practices that match the legal structure. We coordinate the relevant areas of law—corporate, tax, contracts, insurance, and estate/succession—and, when needed, align cross-border elements so titles, banking, and reporting remain consistent.

Who we serve

• Entrepreneurs, physicians, executives, and professionals with heightened liability exposure

• Real-estate owners and investors (single properties to portfolios)

• Family businesses and high-net-worth families seeking durable governance

What we deliver

• A practical blueprint to segregate risk (operating vs. holding entities; personal vs. business)

• Implemented structures with operating agreements, resolutions, and checklists that drive daily behavior

• Coordination with CPAs, insurers, trustees, banks, and foreign counsel where applicable

Typical strategies we may employ

• Entity architecture: LLCs/LPs/holdcos to isolate operating risk from asset ownership; separate banking and accounting for each entity

• Trusts (domestic or foreign): when justified for stewardship, gifting, or succession—properly documented and funded

• Governance & compliance: minutes, approvals, signing authorities, related-party policies, and internal controls

• Insurance program alignment: liability, E&O/D&O, and umbrella coverage as a complementary layer—not a substitute for structure

• Contractual shields: indemnities, limitation-of-liability clauses, escrow/holdback mechanisms, and dispute-resolution frameworks

• Real-estate titling: SPVs, master leases, and property-level covenants to ring-fence exposure

Family businesses
In closely held companies, corporate governance and family governance must work together. We separate personal and business assets, clarify voting/economic rights, and prepare buy–sell and succession mechanics so transitions—planned or unplanned—don’t trigger avoidable risk.

Our process

1. Discovery & risk map — assets, contracts, revenue streams, guarantees, jurisdictions, and potential plaintiffs

2. Design — entity charts, trust feasibility, insurance alignment, and policy/controls playbooks

3. Implementation — filings, agreements, banking setup, titling, funding, and onboarding of advisors/insurers

4. Maintenance — annual reviews, compliance calendars, internal audits, and updates as facts or laws change

This overview is for informational purposes only and does not constitute legal advice. Outcomes depend on your specific facts and the laws and regulations applicable to your situation.